Lending to farm families is unnecessarily considered a non-viable venture by most financial institutions. This is due to, lack of acceptable collateral, perceived high credit risk, high transactional costs of processing smaller loans in addition to seasonality of the sector. This has caused less participation of farm families in the national economic growth of a country like Cameroon.  

AgriDynamic and Van Hall Larenstein Part of the Wageningen University organised the first conference on this subject. The conference provided some interesting views about what can we learn by comparing value chain finance, microfinance and private sector finance for the benefit farm families.